Our experts weigh in on the current market conditions — and help you decide whether buying or renting is the smarter move this year.
Buying Pros:
- Long-term investment potential
- Stability in mortgage payments (vs rising rents)
Renting Pros:
- Flexibility to move
- Lower upfront costs
In 2025, the average monthly rent in SW London is £2,100, while average mortgage payments for a 2-bed flat stand at £1,950. With interest rates steady and house prices stabilising, it may be the right time to buy, especially for first-timers.
Advice: Speak to our mortgage advisors to explore your affordability.